If you're thinking of travelling, check which type of card is more prevalent in the countries you'll visit. MasterCard and Visa credit cards are both internationally recognised, but one might be a better choice than the other depending on the country you wish to use it in.

Visa and MasterCard are both payment systems, not credit cards in themselves. They rely on providers to issue credit cards using their system.There are no significant differences between them. MasterCard and Visa are the names of the global companies who manage credit cards. They can both be used around the world.

Chip and PIN (Personal Identification Number) technology is an initiative agreed to by Visa, MasterCard and Europay. Instead of signing for purchases, you need to use a PIN in exactly the same way as you do with debit cards.