The credit card market is competitive, with many options for consumers, so how can credit card companies lure you? One of their incentives is cashback.

Cashback credit cards are of little benefit for transferring a credit card balance. Instead, you should be looking for a card with a low interest rate and a 0% introductory offer.

We'll ask you a few details about the way you use your credit card, for example: how do you pay your balance? If you pay it off in full, then cashback cards will feature near the top of the results.